Accounts

Regular Checking Account    

  • $0.06 per item fee 
  • $0.10 credit back per $100 balance 
  • Non-interest bearing account
  • Available for Business and Consumer accounts

NOW Account    

  • $500.00 Minimum to open account 
  • $500.00 Minimum balance to avoid service charges 
  • Interest bearing account
  • If the balance falls below the minimum any day of the monthly cycle, a service charge of $5.00 will apply and a per debit fee of $.06 will be charged for each debit transaction

Super NOW Account    

  • $2,500.00 Minimum to open account 
  • $500.00 Minimum balance to avoid service charges 
  • Interest bearing account
  • If the balance falls below the minimum any day of the monthly cycle, a service charge of $5.00 will apply. A per debit fee of $.06 will be charged for each debit transaction

Money Market Account    

  • $1,000.00 Minimum to open account 
  • $1,000.00 Minimum balance to avoid service charges
  •  If the balance falls below the minimum any day of the monthly cycle, a service charge of $7.00 will apply. Transfers from a Money Market account to another account or to third parties by pre-authorized, automatic or telephone transfers are limited to six per month. No more than three of the six permitted transfers may be made by check, draft, debitcard, or similar order

Business Plus    

  • $2,500.00 Minimum to open account 
  • $2,500.00 Minimum balance to avoid service charges 
  • Interest bearing account
  • If the balance falls below the minimum any day of the monthly cycle, a service charge of $7.00 will apply and a per debit fee of $.06 will be charged for each debit transaction

Business Account Analysis

  • Account information available upon request

Regular Savings Account

  • Interest bearing account 
  • Transfers from a Savings account to another account or to third parties by pre-authorized, automatic or telephone transfers are limited to six per month
  • Available for Business and Consumer accounts

CDs

  • If your looking for a stable, strong investment consider our CD's. They provide high yields that are guaranteed for the term of the investment regardless of the changing conditions. They come in a variety of flexible terms so you are in control of your money. Our CD's are secured by the FDIC. We have terms ranging from 3 months to 3 years with a variety of interest payout methods. We use the daily balance method to calculate interest on your account.

IRAs

  • We also offer a variety of IRA accounts. They are an excellent tax deferred savings plan which may provide you with extra income for your retirement.

Terms For Checking Accounts and Savings Accounts 

  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). In other words, interest is paid on collected balances. 
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. 
  • Interest for your NOW account and Money Market account will be compounded and credited monthly. Interest for your Savings Account will be compounded and credited quarterly. If you close your account before interest is credited, you will not receive the accrued interest. 
  • You must maintain the applicable minimum balance disclosed, on the Account Disclosure, in the account each day to obtain the disclosed annual percentage yield.
  • Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account daily.
Debit Card Rewards

Grand prize giveaway of a $500 Shazam Gift Card or a $50 Shazam Gift Card.

Shazam brella

Tell us when you travel!

To help ensure uninterrupted service of your debit card while you travel, let us know your travel plans.

You can now submit a travel notice to us with the Brella® mobile app. Simply tap on “Manage travel notices” on the menu screen, follow the prompts and provide us your travel dates and destinations.

Submitting a travel notice is a good idea, so we aren’t surprised when we see debit card purchases originating from an unusual area, such as another state or country. It’s possible we might flag those transactions as fraudulent and put a hold on your card until we find out for sure. Telling us when you’re traveling helps us identify legitimate transactions quickly.

Download this powerful mobile app today. Search “Brella Card Manager” in your app store to learn more and to download.

Alerts & Security Tips

SANS posts a tip daily that focuses on a specific topic and steps people can take to protect themselves, family, and organization.

Read the SANS tips of the day

bank locations

Templeton, Iowa Office

103 S. Main St.

PO Box 98

Templeton, IA 51463

Phone: 712-669-3322

Fax: 712-669-3705

24 Hr. Telephone Banking: 866-862-8067

Hours: Mon-Fri 8:00AM-4:00PM 

Email:  tsb@templetonsavingsbank.com

Secure Email:  https://templetonsavingsbank.zixportal.com

Manning, Iowa Office

223 Main St.

PO Box 345

Manning, IA 51455

Phone: 712-655-3541

Fax: 712-655-2478

24 Hr. Telephone Banking: 866-862-8067

Hours: Mon-Fri 8:00AM-4:00PM

Drive Up: Mon-Fri 8:00AM-4:00PM 

Email:  tsb@templetonsavingsbank.com

Secure Email:  https://templetonsavingsbank.zixportal.com